Issue #3 — Why We Must Rethink How We Manage Money

Unlocking new ways to move forward.
Unlocking new ways to move forward.

You wake up and check your bank account. The number staring back feels too small for how hard you’ve been working. Rent is due. Groceries cost more than last month. The gas tank is nearly empty.

You tell yourself, “If I can just get through this week, next month will be better.” But somehow, the cycle repeats.

Money stress isn’t just about dollars—it’s about carrying the weight of never feeling like you have “enough.”

Life is undeniably more expensive. Rent, tuition, gas, groceries—just the basics can drain a paycheque before you’ve even thought about savings or investing. For many, living paycheque to paycheque has become the norm. The milestones that once defined adulthood—owning a home, building savings, starting a family—feel further away. Instead, people are juggling multiple jobs, sharing apartments, and putting dreams on pause just to get by.

It’s frustrating to work so hard and still feel stuck. But it doesn’t have to stay this way.

The truth is, managing money isn’t only about math. To move forward, we have to challenge old beliefs and reprogram how we think.

Here are three common money traps many of us fall into—and the steps to climb out and move forward stronger.


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